LEE APPLEBY--CAN THERE BE A BETTER TIME TO TELL PAST HOME BUYERS OF YOURS TO REFINANCE?

One way to build strong relationships with your clients is to keep them in mind and make yourself important to them. What would it mean for your relationship with your clients if you contacted them today before interest rates rise higher because of the debt ceiling issues and U.S. Debt ratings and you told them to lock in today's rate of 4.375% 30 year fixed conventional loan and recommended a quality loan resource. Those who took out mortgages or have not refinanced between 2006 and January 2010 can lower their mortgage costs if they move promptly. Your thoughtfulness and interest in wanting to help them lower their mortgage costs would go a long way.